Happy New Year, Ted! Thanks for the mention. I really like what you said about money being a tool to use. If I want to hang up a picture, I use a hammer if it’s handy. I’m sure I could use a rock, maybe even a shoe or something, but a hammer is easiest. It makes hanging the picture faster and easier, just like money is good for making many things faster and easier, but if I knew I’d be stranded somewhere, it wouldn’t rank up there with food, water, shelter, etc. we know what we need to survive physically, but we don’t consider as often what we need spiritually or energetically, and that would be what I think of as the basic, essential four, joy, hope, love, and peace. I’m going to try to focus on these things over money from now on, or at least try to. Many blessings to you in the coming year, my friend.